Senior Property and Casualty Underwriter
- Supporting the Portfolio Underwriter Manager for Property & Liability in delivering underwriting strategy and operational objectives
- Making sound underwriting decisions within delegated authority in line with appetite, guidelines and profitability targets
- Underwriting SME to mid-market Property & Casualty risks including Commercial Combined, Property Owners and Shop Package products
- Managing and responding to online underwriting referrals, assessing risks and providing commercially balanced decisions
- Acting as a referral point for the underwriting team and supporting colleagues with complex cases outside their authority
- Developing and maintaining strong broker and client relationships to support sustainable portfolio growth
- Working with Broker Development Managers to identify new broker opportunities, schemes and facilities
- Supporting the development and optimisation of eTrade products by analysing referral, conversion and decline rates
- Assisting with the management of digital delegated authorities and online underwriting platforms
- Monitoring portfolio performance through data analysis and management information to identify trends and opportunities
- Producing regular reports on new business, renewals, quotability and conversion metrics, including improvement recommendations
- Liaising with claims teams on complex cases requiring underwriting input
- Supporting policy wording development and maintaining endorsements in line with market and regulatory changes
- Collaborating with actuaries and internal stakeholders to support pricing, governance and portfolio performance
- Ensuring underwriting activity complies with regulatory requirements, company policies and governance frameworks
- Strong underwriting experience within Property & Casualty insurance, ideally SME to mid-market risks
- Good knowledge of the London insurance market and commercial general insurance products such as Commercial Combined or Property Owners
- Experience working with eTrade platforms and digital underwriting environments
- Ability to analyse underwriting data including conversion rates, referrals and portfolio performance
- Understanding of how data supports automated underwriting and digital trading processes
- Strong analytical, problem-solving and decision-making capabilities
- Excellent communication skills with the ability to build strong broker and stakeholder relationships
- High attention to detail with strong commercial awareness
- Advanced Microsoft Excel skills and confidence working with underwriting data
- Experience with delegated authority management would be advantageous
- Proactive and commercially minded with the ability to influence and support business growth
- Progress toward ACII qualifications would be beneficial but not essential
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