Financial Analyst

Smart Pension
London

At Smart, our mission is to transform retirement, savings and financial wellbeing, across all generations, around the world.

THE ROLE

We are looking for a financial analyst to support the UK business and wider FP&A team as we develop and expand our processes and capabilities to create best-in-class financial analysis and reporting.

The role will require a passionate, driven individual who has experience of working in a fast-paced business and is used to delivering output to the highest standards.

The role reports into a senior FP&A manager.

What you will do:

  • Assist in the preparation of monthly UK management accounts

  • Support the UK business team with targets, KPIs and performance monitoring, including sales, revenue and profitability

  • Work alongside other parts of the Group as a finance business partner to facilitate cost performance tracking and support value-add activities

  • Develop financial models and provide financial and analytical input to support commercial business decisions

  • Help to optimise the preparation and reporting of management information by working closely with the business and data science team to deliver meaningful insights to decision makers

  • Assist with the Group’s budgeting, forecasting and long-term planning processes

  • Identify and drive process improvements, including the creation of standard and ad-hoc reports, tools and dashboards

WHO WE ARE LOOKING FOR

The skills, experience, and aptitudes we are looking for are listed below but please don’t be discouraged from applying if you don’t meet every single one of these criteria – having a ‘can do’ attitude is sometimes more important than being able to tick every box:

  • Part / fully qualified accountant (CIMA/ACA/ACCA or equivalent)

  • 2-5 years of business finance or other relevant experience

  • Proficient in MS Excel. Experience of model building beneficial

  • Strong commercial acumen and appreciation of performance drivers

  • Ability to present complex financial data in a clear and concise manner

  • Strong communication and presentation skills

  • Experience in financial services or technology sectors beneficial

  • Netsuite / Anaplan / Tableau experience benefici al

WHO WE ARE

We work in partnerships with governments and financial institutions in the UK and internationally. Our cloud-native digital platform is revolutionising how people around the world think about, and save for, their retirement.

At heart, we’re a financial technology business. What we do is all about innovation, and using the power of digital change to put the customer first. Our Engineers will tell you that working at Smart gives you the opportunity to play your part in developing world-class technological solutions, working with – and learning from – like-minded people.

You’ll also find that, across our business, our colleagues love Smart’s culture, and how what we do means better financial outcomes for savers. That feels worthwhile, and it means that what we do, collectively, goes way beyond the nine to five of a typical working day.

Don’t just take our word for it – you can see what our colleagues say about working at Smart on LinkedIn Life and Glassdoor .

BENEFITS

At Smart, one of the eight principles we work to is “We want happy and good people in our team”. We created a list of benefits that helps us achieve this goal:

  • 25 days’ holiday per year, increasing with length of service.

  • £500 annual training budget to spend on your professional development

  • Extensive private healthcare, including dental, eyecare and EAP

  • Enhanced sick leave (three months’ pay per year)

  • Enhanced maternity and paternity (maternity – 6 months fully paid/paternity – 3 weeks fully paid)

  • Death in service insurance cover

  • Fully-paid five-week sabbatical after five years of employment

  • In office wellbeing, such as manicures, massages and barbers.

  • Smart employees also enjoy a 50% discount on orders from our sister company Arena Flowers, Britain's most ethical florist. They offer unique hand-tied bouquets, luxury flowers, letterbox flowers, plants and gifts to spend on friends and loved ones or even for yourself.

At Smart, we are committed to creating an inclusive and equitable workplace where everyone feels valued, respected, and empowered to do their best work.

We believe that diverse perspectives help us lead the way in transforming retirement, savings, and financial wellbeing. We welcome differences in background, experience, thinking, and identity, and we recognise that innovation is strongest when it is built on inclusion and fairness. We encourage applications from people of all backgrounds and experiences and do not discriminate on the basis of any protected characteristic.

If you require any reasonable adjustments during the recruitment process or in the workplace, we encourage you to let us know - we are committed to supporting you.

We think Smart is an awesome place to work. If it sounds like somewhere you’d like to work, too, and if you’re ready to play your part in our continued success in the future, then naturally we’d love to meet you.

Posted 2026-02-25

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