Renewable Energy Insurance Risk Manager
About the role:
The Business is looking to hire an Insurance & Risk Manager to own and operate the insurance programme end-to-end. You'll manage day to day placement and renewals, standardise wordings for renewables, build a panel of insurers, deepen broker relationships, and lead claims. You will also support wider enterprise risk management (ERM)-though that is a secondary focus.This role suits someone hands-on who knows the insurance market, can roll up their sleeves, and enjoys building fit for purpose coverage across multiple countries.This is a stand-alone role embedded into the Finance Team. Key Responsibilities: Insurance Programme - Strategy & Operations (Primary Focus)- Design and maintain a fit for purpose insurance programme spanning construction, operational, and corporate insurances across Europe and Chile.
- Standardise renewable insurance wordings (e.g., CAR/EAR + DSU, PD/BI, liability, cyber) and documentation (SOVs, COIs, endorsements).
- Coordinate global/master and local admitted policies, ensuring compliance with non admitted rules and leveraging EU FoS where applicable.
- Manage annual renewals, mid-term adjustments, and endorsements-own timelines, data, and market submissions.
- Build and maintain a panel of insurers; drive competitive tension and continuity.
- Develop broker strategy and SLAs; oversee service delivery, fee/commission transparency, stewardship meetings, and tendering when needed.
- Cyber insurance: assess evolving exposures, align with IT/OT stakeholders, and maintain appropriate cyber coverage for corporate and asset needs.
- Budgeting & allocations: own premium forecasts, allocations by asset/project, and cost tracking.
- Lead claims end-to-end: notification, adjuster appointment, quantum validation, reserving, coverage negotiation, recovery/subrogation, and lessons learned.
- Implement a claims register and KPIs (cycle times, recovery rates, leakage, trends).
- Coach site and project teams on incident reporting, documentation, and preserving coverage.
- Pre construction: review tender/contract insurance provisions (EPC, BOP, TSA, O&M) and lenders' requirements; ensure coverage for DSU/ALOP, testing & commissioning, and marine cargo/transit.
- Construction: align CAR/EAR policy triggers, deductibles, and limits with project risk profile; maintain accurate SOV and schedule of assets.
- Operations: maintain PD/BI, machinery breakdown, liability, pollution/environmental, and other relevant policies; support outages and turnaround plans.
- Maintain insurance records and data quality (SOVs, exposure data, valuations, risk improvements).
- Produce dashboards and management reports for the CFO and leadership (renewal outcomes, coverage changes, claims trends, premium benchmarks).
- Continuous improvement: develop playbooks, templates, and training for operational teams.
- Support ERM activities as needed: risk registers, mitigation planning, incident trend analysis, and insurance related elements of business continuity.
- Contribute to HSE/operational risk insights to improve insurability and reduce losses.
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