Underwriter

Hoxton Insurance Services is a fast‑growing, digital MGA specialising in upper mid to lower high net worth household insurance. As the business continues to scale rapidly, we are seeking a confident and commercially minded Trading Underwriter to join us on a 7–12 month maternity cover , with genuine potential for extension. This is an excellent opportunity to join a high‑performing team where strong trading capability, exceptional broker relationships and high conversion rates are recognised and valued.

About the Role

As a Trading Underwriter, you’ll underwrite mid and high net worth household business within your delegated authority, while delivering excellent service to our broker partners. You’ll apply strong technical knowledge alongside a proactive, trading‑focused approach to drive profitable growth.

Key Responsibilities

• Underwrite mid/high net worth household risks within delegated authority.

• Build and strengthen broker relationships through regular trading conversations, SLA adherence, meetings and training.

• Trade effectively on new business and renewals to improve conversion and retention while maintaining underwriting discipline and delivering consistent profit to our capacity provider.

• Handle internal referrals and support junior colleagues with technical guidance.

• Produce underwriting referrals for capacity provider approval as required.

• Complete monthly peer review audits to maintain underwriting quality.

• Support the growth of broker schemes in collaboration with the Trading Manager.

• Identify opportunities for underwriting and process improvement, contributing to enhanced guidance and capability.

• Maintain CPD and stay up to date with market, product and regulatory developments.

• Actively contribute to a positive, collaborative team culture.

What We’re Looking For

Skills & Experience

• Ideally 5+ years’ property underwriting experience , preferably within mid/high net worth personal lines (other backgrounds considered).

• A strong trading track record with evidence of high conversion rates.

• Solid understanding of MNW/HNW markets, wordings and core insurance principles.

• Confident, creative decision‑maker operating within delegated authority.

• Experience in trading, account development and building profitable books of business.

Personal Attributes

• Highly customer‑focused with excellent communication skills.

• Clear, approachable and confident when explaining complex underwriting decisions.

• Analytical, detail‑driven and well‑organised.

• Able to manage workload effectively in line with business priorities.

• Adaptable, curious and committed to ongoing development.

• Positive, collaborative team player with a proactive mindset.

Why Join Hoxton?

• Clear appetite for growth and innovation

• Real autonomy with the ability to influence underwriting strategy

• Flexible UK location—work from anywhere

• Hybrid working available throughout the UK

#AIB #Hybrid #LI-NW1

Everywhen is an equal opportunities employer, with a growing and thriving diversity, equity and inclusion strategy; we are committed to a working environment that is free from discrimination, is inclusive, and empowers our people to bring their whole self to work and reach their full potential.

If your application is successful, we will conduct relevant employment checks prior to you commencing employment with us. These will include verifying your recent employment, address, credit history and a standard criminal record check.

Please note: We may close a vacancy prior to the publish end date if the required quality or number of applications has been received.

Note to recruiters and employment agencies: We will not pay for unsolicited CVs from recruiters and employment agencies unless we have a signed agreement and have requested assistance, in writing, for a specific opening.