Credit Analyst

THE COMPANY:

We have been instructed by an international banking group who specialise in structured/project finance. They are looking for a Credit Analyst to carry out the credit review for business covering renewable energy.

THE RESPONSIBILITIES:

• To analyse the creditworthiness of new and existing structured finance deals with new transactions proposed by the Front Office, produce review reports and present them at Credit Committee meetings to the Branch management.
• To analyse the creditworthiness of existing structured finance and produce review reports, which will be circulated to the Branch management.
• To analyse the Branch credit portfolio on a regular basis, produce a portfolio review report quarterly and present these at the regular Credit Committee meetings to the Branch management.
• To analyse industry and macro-economic data relating to the Branch credit portfolio and report these in a portfolio review report on a quarterly basis and present this at the regular Credit Committee meetings to the Branch management.
• To conduct research on various topics and produce reports of credit issues in the EU area related with the Branch credit portfolio as and when required on ad-hoc basis.
• To understand the Bank’s credit risk management systems, especially the Bank’s Internal Rating System.
• Checking the Front Office’s documentations from a credit risk perspective.
• Attend meetings for structured finance customers with the Front Office.
• To arrange both regular and ad-hoc Credit Committee meetings for structured Finance business, prepare and circulate Agendas of these meetings and record the proceedings and produce written Minutes for circulation to all attendees.
• Conduct credit risk management related work performed by the staff at Risk Management & Control, including monitoring and maintenance of the Branch’s Risk Appetite for structured finance business.
• Updating Credit Review Procedure Manual related to structured finance business including ensuring that it remains in line with UK regulatory expectation and liaison work with authorities if necessary.
• To plan and conduct the Branch credit risk management for structured finance business with communicating with Head Office when required.
• Assist the Senior Manager with internal Branch reporting when required.
• To update the Policy & Procedures of Credit review as and when needed.
• Conduct regular/occasional self check of the credit review function.
• Provide general clerical support to the Senior Manager including, but not limited to, photocopying, filing, record keeping, mailing, scheduling and messaging.

EXPERIENCE REQUIRED:

• Experience of analysis of European/UK renewable energy project finance such as offshore wind and carbon capture project finance either as a front officer or a middle officer is essential
• Experience in other area of structured finance, such as real estate non-recourse finance is not prerequisite but will be preferred.
• Practical skills, especially focusing on a capability of output knowledge is required.