Financial Risk Analyst

Financial Risk Analyst

Shape the future of financial risk at Cynergy Bank.

Join us as a Financial Risk Analyst and help shape the bank’s strategic decisions, through insightful analysis and modelling. You will play a key role in ensuring we remain resilient, data-driven, and forward‑looking as we continue to support ambitious businesses and individuals through our award‑winning human digital banking model.

What’s the opportunity?

This is a fantastic opportunity to join our Treasury function and influence how the Bank assesses and manages financial risk. You will develop risk models, support ICAAP stress testing, enhance portfolio analytics, and contribute to key regulatory and strategic initiatives. Working closely with colleagues across Treasury, Regulatory Reporting, Credit, and the wider business, your insights will help guide decision‑making at the highest levels.

Where You Will Work

You will enjoy hybrid working, with 3 days each week in our London office and 2 days from home.

Why Join Us?

Impact
Help strengthen the Bank’s financial strategy with insightful risk analytics, modelling, and performance monitoring across lending portfolios.

Growth
We champion curiosity, innovation, and career development. Gain exposure to treasury, regulatory frameworks, modelling techniques, data automation tools, and senior stakeholders.

Flexibility
Our hybrid working model and supportive culture empower you to perform at your best.

Rewards
A competitive salary, bonus opportunities, and a comprehensive benefits package designed to support your wellbeing and ambitions.

How You Will Make an Impact

• Develop and maintain financial risk models covering credit, regulatory, market, and liquidity risk.

• Conduct quantitative analysis to identify and evaluate risk exposures across the organisation.

• Produce insightful MI and dashboards that support management decisions, including ECL reporting and portfolio performance monitoring.

• Support ICAAP production, scenario analysis, and stress testing activities.

• Contribute to market‑facing initiatives (including British Business Bank EGS schemes) through pre‑ and post‑completion reporting.

• Collaborate with cross‑functional teams to embed risk thinking into business processes and strategic planning.

• Support reporting automation using tools such as Power BI, Python, and SQL.

• Assist with ad‑hoc treasury and risk projects, including regulatory changes or technology enhancements.

What You Will Bring

• A relevant academic background or practical experience in finance, economics, mathematics, risk, analytics, or a related field.

• Strong analytical and quantitative skills, with confidence working with financial or risk data.

• Proficiency in Excel and PowerPoint.

• Coding skills (Python, SQL, VBA) or a willingness to learn — highly beneficial.

• Experience using or interest in data visualisation tools such as Power BI.

• Ability to communicate complex ideas clearly and simply.

• Curiosity, a growth mindset, and a collaborative approach.

How We Will Support You

At Cynergy Bank, we are committed to your wellbeing and success. We know everyone’s needs are different, so our benefits are designed to support you at every stage of your career and life. Here is a snapshot of what we offer:

• A salary and bonus package designed to recognise your skills and contribution

• 25 – 30 days holiday (with the option to buy 10 more)

• Award-winning pension savings scheme

• Healthcare, life assurance, and income protection

• Hybrid working (3 days office, 2 from home)

• Training and development opportunities

Plus, a range of extras including lifestyle discounts, recognition awards, and volunteering initiatives, all designed to keep you supported and thriving. You can explore the full package here: cynergybank.co.uk/about-us/careers/benefits-and-rewards

Who Are We?

Cynergy Bank is the UK’s human digital bank—combining personal service with smart technology to support ambitious individuals and businesses. Through Cynergy Business Finance, we provide tailored Invoice Finance solutions that empower SMEs to grow with confidence. We know that professional and personal lives often overlap, so our mission is to support customers in all their interdependent banking needs. Since 2018, we have lent over £4bn to scaling businesses and partnered with leading firms to deliver the future of banking. Named Bank of the Year 2025 by MoneyAge , we are recognised for our commitment to customers, innovation, and tailored solutions. This award reflects our team’s dedication to delivering exceptional banking experiences, powered by cutting-edge technology.

Our values shape everything we do: Putting the customer first, Risk front and centre, Opportunity, empowerment and innovation, United team inclusive and diverse, and Doing the right thing. These principles guide our decisions, drive our culture, and ensure the best outcomes for our customers and colleagues. Learn more about us: cynergybank.co.uk/about-us

This advert covers the main responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply as we value potential as much as experience.

At Cynergy Bank, we use anonymous screening at the first stage of recruitment, ensuring every application is reviewed fairly, based on skills and experience alone. The closing date for applications is Tuesday 7th April 2026. Please note, we may close the advert early if we receive a high volume of applications. Apply now to help shape the future of human digital banking at Cynergy Bank.