Senior Underwriter

Job Type:

Build a brilliant future with Hiscox

About Hiscox UK

Hiscox UK is a leading specialist brand in the UK insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. We operate in twelve target sectors in the UK, across which our customers are diverse and unique, and are only united by our ability to provide specialist insurance tailored to their needs.

About the role

In this role you will be instrumental in driving profitable growth across our strategic sectors, with a particular focus on Professional Indemnity—your core area of expertise. You’ll be expected to trade and underwrite a broad range of products including MLP, Cyber, Property, and Casualty, enabling a comprehensive package policy offering.

You’ll be joining a well-established, high-performing team where your ambition and energy will contribute directly to our growth objectives. You’ll take ownership of your own pipeline and build strong relationships both internally and externally.

In addition, you’ll play a key role in shaping and expanding Hiscox’s appetite across our strategic sectors—contributing to proposition development, underwriting strategy, and pricing. To succeed, you’ll need to be technically astute, an excellent relationship builder, and committed to delivering outstanding service.

What you’ll be doing

• Being recognised as an experienced underwriter within the London region by your brokers

• Underwriting larger, more complex commercial cases consistently and profitably

• Leading the setting and execution of the local underwriting strategy for your specialist area in conjunction with the Regional Manager and Regional Underwriting Manager

• Influencing the UK Product Heads on underwriting appetite and strategy

• Leading underwriting in your specialist area by taking referrals of more complex risks (where required from outside the region)

• Leading underwriting and trading visits to larger clients and prospects

• Ensuring that the new business target for the region is achieved

• Developing close, effective relationships with brokers to develop new opportunities to significantly contribute to the team new business targets

• Increasing submission & conversion numbers through client prospecting

• Building product specific knowledge and sales skills amongst underwriters

• Knowledge of the professional indemnity line of business and appetite

• Understanding of the underwriting lifecycle including policy wordings, pricing & claims

• Understanding of pricing a risk and the factors that can affect pricing

• Good knowledge of the insurance market, industry, competitors, brokers and factors that can affect the market including soft/hard markets

Our must-haves:

• Good experience performing at a senior underwriter level

• A strong track record trading with brokers to deliver growth

• A strong track record in making sound underwriting decisions, driving top and bottom-line growth

• A deep understanding of the professional indemnity line of business

• Strong communication, relationship management and interpersonal skills with demonstrable ability to effectively influence key stakeholders

• Demonstrates a hunger for winning business

• Able to make intelligent and innovative business decisions

• An appreciation and understanding of legal and regulatory guidelines.

• Ideally ACII qualified or exempt through relevant experience as defined by the FCA

Diversity and flexible working at Hiscox

At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn’t always have to be ‘nine to five’ and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role.

Work with amazing people and be part of a unique culture