Senior Credit Analyst - Corporates
Your new company
A leading international bank is seeking a highly skilled and motivated Senior Credit Analyst to join its Credit Risk function in London. This role sits within the second line of defence (2LoD) and plays a critical part in supporting the bank's corporate and institutional business through robust credit risk assessment and monitoring. Focusing on Large Corporate Clients.
- Prepare detailed credit risk assessments and recommendations for new and existing corporate clients, based on proposals submitted by front office teams.
- Conduct in-depth analysis of counterparties, industries, financial statements, cash flows, and transaction structures.
- Draft and update credit applications, including waiver requests, limit renewals, and new transaction proposals.
- Present credit reports to internal Credit Committees and respond to queries from senior stakeholders.
- Collaborate with first line of defence (1LoD) teams to support business strategy and client onboarding.
- Monitor credit exposures and industry developments across an assigned portfolio.
- Develop and maintain financial models to track credit and market signals.
- Ensure compliance with internal credit policies and procedures.
- Manage the end-to-end credit approval process using internal systems and coordinate with front office teams to meet timelines.
What you'll need to succeed
- Proven experience in corporate credit analysis, ideally within an international banking environment.
- Strong understanding of credit risk principles, financial analysis, and industry risk assessment.
- Excellent written and verbal communication skills, with the ability to present complex credit issues clearly.
- Familiarity with credit approval systems and regulatory expectations in the UK market.
- Ability to work independently while collaborating effectively across departments.
What you'll get in return
Comprehensive Salary + Bonus + Benefits
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.
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