Mandated Mortgage Underwriter - Specialist Lending

We’re working with a financial services organisation that’s looking for an experienced Mortgage Underwriter to join their specialist lending team. This is a mandated role where you’ll take ownership of underwriting decisions, working across a variety of complex cases with exposure to facilities up to £5m.

If you have underwriting experience (particularly in 2nd charge or specialist mortgages ) and are looking for a role where you’ll be trusted with real decision-making responsibility, this could be a great next step.

What You’ll Be Doing

• Managing and underwriting a pipeline of specialist mortgage cases

• Making credit decisions within your mandate, starting up to £1m and progressing to £5m

• Reviewing customer and broker requests, ensuring accurate and timely outcomes

• Preparing and presenting recommendations on amendments to existing facilities

• Working within policy and risk frameworks, escalating where appropriate

• Collaborating with colleagues in credit, risk, and operations, as well as brokers and external partners

What We’re Looking For

• 2+ years’ experience in mortgage underwriting, ideally with exposure to 2nd charge or specialist lending

• Proven experience of holding a credit decision mandate

• Confident in managing multiple cases in a fast-paced environment

• Strong analytical skills and attention to detail

• Excellent communication skills with a customer-first approach

• Knowledge of the mortgage process and risk management principles

InterQuest Group is acting as an employment agency for this vacancy. InterQuest Group is an equal opportunities employer and we welcome applications from all suitably qualified persons regardless of age, disability, gender, religion/belief, race, marriage, civil partnership, pregnancy, maternity, sex or sexual orientation. Please make us aware if you require any reasonable adjustments throughout the recruitment process.